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Reliance Personal Loans - Documentation
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Documents |
Salaried Individuals |
Self Employed Individuals
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Applications form with recent photograph |
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Proof of Identity (any one) Passport, Voter's ID, Driving License, Government ID
Card, Defense ID Card, Photo PAN Card, Photo Ration Card, Photo Credit Card, Photograph
attested by banker.
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Address Proof (any one) Passport, Voter's ID, Driving License, Ration Card (of all
the applicants), Co-op Housing Society Receipt, Life Insurance Policy(Policy to
be minimum 12 months in force), Electricity Bill (In applicant's name), Telephone
(Land or Mobile in applicant's name), Letter on company's letter head confirming
address, Copy of registered lease agreement if staying on rent, Copy of flat agreement
if current residence is owned, Latest bank account statement with complete address,
Latest credit card statement with complete address.
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Signature Verification Proof (any one) Passport, PAN Card, Banker's Verification,
Driving License, Credit Card with printed signature.
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Continuity Proof |
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for salaried individuals (any one) Latest Form 16, In absence of above – Letter
from HR Authorized Signatory or Appointment Letter (at least 1 year old to establish
1 year continuity). Increment or Promotion letter
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for self employed individuals (any one) 3 years IT returns or Certificate of business
continuity issued by bank. Excise registration certificates, Sales Tax registration
Certificates, Small scale unit registration Certificates, Certificate of Practice,
Sales Tax registration Certificates, Small scale unit registration Certificates,
Certificate of Practice
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Income Documents/Financials |
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for salaried individuals Any 2 out of last 3 Payslips or Salary Certificate for
last 3 months Bank Statements of the Primary Account for last 3 months. (For Income
From Rent to be considered– latest Rent receipts/ Copy of Agreement to be submitted)
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for self employed individuals P&L and Balance Sheet for last 2 years certified /
audited by CA along with Acknowledged IT returns for last 2 years. Bank statement
of the primary account for the last 6 months.
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Proof of Business (any one) Sales tax registration, Service Tax registration, Excise
or SSI registration certificate, Title deeds or Municipality Tax receipt, Shops
and establishments license, Utility bills
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Additional Documents For partnership firms -Copy of the latest partnership deed
, attested by Chartered Accountant and self attested by 1 partner + registration
number as issued by the Registrar of Firms For Companies, copy of Memorandum and
Articles of Association, Copy of certificate of Incorporation, List of Directors
and List of Shareholders with Shareholding pattern. All documents to be certified
by Chartered Accountant and attested by 1 director. Board Resolution for Companies,
authorizing one director to sign on behalf of the company. The resolution will also
authorize the company to borrow. This has to be signed by signatories as per the
MOA norms. This has to be signed by the company secretary and 1 director or by at
least 2 directors.
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Proof of Qualification Highest degree (for professional/government employees)
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