|
Processing Charges
|
2.50% on Loan Amount *
|
|
Cheque Bounce Charges
|
Rs. 450 for each cheque dishonoured or ECS instruction not honoured.
|
|
Late Payment Charges
|
2% p.m. on unpaid EMI/Outstanding Amount
|
|
Cheque Swapping Charges
|
Rs.500 per swap
|
|
Prepayment Charges
|
6% on POS (No part prepayment allowed)
|
|
Loan cancellation & rebooking charges
|
Rs.1,000
|
|
Loan Statement charges ( per statement)
|
Rs.300
|
|
NOC Issuance charges
|
First "Nil", Duplicate Rs.500
|
|
Legal / Collection/ Repossession & Incidental charges
|
At actual
|
*Charges exclusive of service tax
Don’t hide your gold away; let it do something bigger for you.
Terms & Conditions (IHO Cards-'ADVANTAGE PLUS' Program)